Publications
Explore PayNet’s latest publications, from industry reports and whitepapers to guidelines and research that shape Malaysia’s digital payment landscape.
PayNet’s publications provide businesses, financial institutions, regulators and ecosystem partners with deeper insights into Malaysia’s fast-changing payment landscape. The growing library includes industry reports, whitepapers, research briefs, and regulatory guidelines, all developed to support ongoing ecosystem growth and innovation.
Each publication delivers practical takeaways on digital payments, infrastructure improvements, policy developments and new technologies. Whether you're tracking market shifts, navigating compliance or planning for digital expansion, these resources offer credible, actionable perspectives to support informed decisions across the financial ecosystem.
Each publication delivers practical takeaways on digital payments, infrastructure improvements, policy developments and new technologies. Whether you're tracking market shifts, navigating compliance or planning for digital expansion, these resources offer credible, actionable perspectives to support informed decisions across the financial ecosystem.
Economic Benefits of Going Cashless
The new normal has accelerated the journey toward a cashless society. Customer behaviours have drastically changed as safety, security and hygiene considerations shift their preference towards cashless and online payments. The convenience and growth of available products and services in the ecommerce domain has further fuelled this shift.
Considerations Regarding Sovereign AI and National AI Policy
This paper examines how sovereign AI initiatives around the world are shaping not only economic and business structures, but also how people interact with each other, with companies, and with governments.